Find the best suited: Health Insurance plan for you
From amongst 100 + plans offered by 20+ insurance companies
Individual
Family
Parents
Do remember to compare these Key features
CANOPY
SETTLE RATIO
ROOM RENT
NO CLAIM BONUS
What Is Health Insurance?
A health insurance planis a product provided by insurance companies that covers the costs related through medical expenses for the covered. It can be purchased for an individual or for an entire family, with the term of the plan typically being fixed at one year but in some cases can be extended to two or three years. By having a health insurance plan in place, individuals can receive necessary medical assistance in case of an emergency or planned medical expense without having to worry about the medical costs.
Here is how it typically works:
- The health plan covers the expenses related to hospitalization, subject to the maximum sum insured and the terms of the policy. Most of the plans also cover pre and post hospitalization expenses.
- The plan may offer a cashless facility, where insured individuals can receive the best medical care at any of the network hospitals, and cost of the all payment for their treatment will be settled directly by the insurance company. This allows individuals to receive immediate treatment without having to wait to arrange the necessary funds.
Trusted by over 7000 Health Seekers, Worldwide. Since 2005.
Jessica Simon
Eligibility Criteria for Health Insurance Plan!
Having health insurance is crucial as it offers protection for your well-being and financial stability in the event of medical emergencies. Whether you choose for individual health insurance or a family floater plan, there are exact requirements that you must meet to be eligible for health insurance:
Age Criteria:
Health insurance policies for adults must have a minimum entry age of 18 years, and there is generally no maximum age limit. However, some policies may have an entry age restriction of 18 to 65 years. Some insurance providers also offer specific plans designed for senior citizens whose age more than the age of 65. It is most important things to check the age criteria before choosing a health insurance plan to ensure that you are eligible to apply for coverage.
Children’s Health Insurance: Coverage from 91 Days to 24 Years, with some plans allowing up to 25 Years.
Health Insurance Renewal Age for All: Health insurance plans can be renewed for lifetime.
Additional Criteria
Health insurance companies are keen to ensure that you are a potential client and do not present more than the predictable risk. As per past history, they use specific guidelines and eligibility criteria to determine whether to offer you a suitable health plan or drop your application. By evaluating your risk profile and providing an appropriate plan, they can help keep you healthy while minimizing their disclosure to risk.
- Lifestyle diseases
- Smoking/drinking
- Pre-existing Diseases
- Mental health disorders
- Autoimmune disorders
Age Criteria:
Health insurance policies for adults must have a minimum entry age of 18 years, and there is generally no maximum age limit. However, some policies may have an entry age restriction of 18 to 65 years. Some insurance providers also offer specific plans designed for senior citizens whose age more than the age of 65. It is most important things to check the age criteria before choosing a health insurance plan to ensure that you are eligible to apply for coverage.
Children’s Health Insurance: Coverage from 91 Days to 24 Years, with some plans allowing up to 25 Years.
Health Insurance Renewal Age for All: Health insurance plans can be renewed for lifetime.
Additional Criteria
Health insurance companies are keen to ensure that you are a potential client and do not present more than the predictable risk. As per past history, they use specific guidelines and eligibility criteria to determine whether to offer you a suitable health plan or drop your application. By evaluating your risk profile and providing an appropriate plan, they can help keep you healthy while minimizing their disclosure to risk.
- Lifestyle diseases
- Smoking/drinking
- Pre-existing Diseases
- Mental health disorders
- Autoimmune disorders
Happy Faces of Happy Students
