Term Insurance Plans: Secure Your Family’s Future
Get high coverage at affordable premiums. Protect your loved ones financially in your absence with a trusted term insurance plan.
Individual
Family
Parents
Do remember to compare these Key features
What is Term Insurance?
Term insurance is a pure life insurance plan that provides financial protection to your family in case of the policyholder’s unfortunate demise during the policy term. It offers high life cover at low premiums, making it one of the most affordable insurance options.
Why Choose Term Insurance?
✔ High Coverage at Low Cost
✔ Financial Security for Your Family
✔ Flexible Policy Terms
✔ Tax Benefits under Section 80C & 10(10D)
✔ Option to Add Riders (Critical Illness, Accidental Death)
Types of Term Insurance Plans
Level Term Plan – Fixed sum assured throughout the policy term
Increasing Term Plan – Coverage increases over time
Decreasing Term Plan – Coverage reduces (ideal for loan protection)
Return of Premium Plan – Premiums refunded if policyholder survives the term
Trusted by over 7000 Health Seekers, Worldwide. Since 2005.
Jessica Simon
Why Choose Term Insurance?
Term insurance is the simplest and most affordable way to secure your family’s financial future. It provides high life cover at low premiums, ensuring your loved ones stay protected against life’s uncertainties.
High Coverage at Affordable Premiums:
Term insurance provides a high sum assured at a comparatively low premium, making it one of the most cost-effective life insurance options available. Policyholders can secure coverage that is 10 to 15 times their annual income without placing a financial burden on their monthly expenses. Buying a term plan at a younger age further reduces the premium, allowing long-term protection at a lower cost while ensuring maximum financial security for dependents.
Complete Financial Protection for Your Family
In the unfortunate event of the policyholder’s death during the policy term, term insurance ensures that the nominee receives a lump-sum payout. This financial support helps the family manage daily living expenses, children’s education, outstanding loans, medical costs, and future financial goals. It protects loved ones from financial instability and ensures continuity of their lifestyle even in difficult times.
Flexible Policy Terms, Payment Options & Customization
Term insurance plans offer flexible policy durations, premium payment options, and add-on riders that can be tailored to individual financial needs. Policyholders can choose riders such as critical illness coverage, accidental death benefits, or waiver of premium to enhance overall protection. This level of customization ensures that the insurance coverage aligns perfectly with life stages, responsibilities, and long-term financial goals.
Tax Benefits and Long-Term Peace of Mind
Premiums paid towards term insurance are eligible for tax benefits under applicable income tax laws, helping reduce overall tax liability. Beyond tax savings, the plan provides long-term peace of mind by ensuring that the family’s financial future remains secure. Knowing that loved ones will be financially protected allows policyholders to focus on their personal and professional growth with confidence.
Types of Term Insurance Plans
